Friday, January 6, 2017

2016 Reflections

I'm late to the game. Most bloggers have already wrapped up their reflections of 2016 and have proceeded on towards welcoming the new year.

Investment Portfolio
My dividend portfolio is chugging along just fine.

Soon, the annual dividends will be able to cover the $200/month POSB Invest Saver plan which I am on as well. :)

At a portfolio level, I am overweight on REITs (bad thing!). I have padded my portfolio with some more consumer staples and am looking towards adding more if the sector corrects. Meanwhile, I am eyeing some other ETFs and am considering SSBs.

I have been stretching myself quite thin by reading up on all things pertaining to investment. I will be slowing down in this area.

Insurance Coverage
I will be reviewing my insurance policies and, if need be, purchase additional policies in areas which I am deficient in.

Responsibilities are starting to increase. I think I may be one of the odd one out here. Though frustrating, I get a kick out of completing difficult assignments at work.

As my current role is dissimilar from my previous roles, I need time to think of an effective system to put in place. I think Kyith mentioned this concept in his blog as well. You need wealth machines to generate wealth in the arena of personal finance. Likewise, you need work systems that are able to enhance your productivity, expedite the completion of tasks, and not re-invent the wheel for every "somewhat-similar" assignments your boss throws at you.

I met up with Mr Charming of the Blogosphere a couple of weeks back! Next goal is to meet up with Mr Handsome of the Blogosphere. (Yes, I know there is more than one Mr Handsome in the Blogosphere).

School term has started and it is time for me to put in the grind. I'm done with MOOCs for now and have to concentrate on my career/formal education as peak period is coming up shortly.

That's all for now



  1. Hello Unintelligent Nerd,

    There are no datelines for blogging as a hobby ;)

    Free write; not free like that lor!

    No pressure unless you want this blog to be a business website ;)

    Yes, slow down. Keep calm. Don't just read finance stuffs.

    Need to keep up with your professional reading too! If not, new graduates will run circles round you... That would be awkward ;)

    And there's reading for the fun of it!


    1. Yah sia. Need to sharpen my game at work, lol.

      Blogging for leisure should not be stressful.

  2. At your own time and own target unless one treats blogging as another part-time job.

    1. Uncle CW,

      Noted. Good thing I'm not a commercial blogger :)

  3. Glad you have knick for Work Challenges. Income from Salary Work is critical in building up your portfolio.

    1. When the going gets tough, the tough gets going! :D